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as part of the FinTechWeek Vienna 2019


19.11.2019 | 2:00 pm | Börsegasse 11, 1010 Vienna 


Literacy is all about the bridge from „knowing“ to „doing“

These days those are on top, who are able to understand both worlds, technology AND business. Especially in FinTech, a solid knowledge of FIN and TECH is crucial – for every stakeholder, the entrepreneur, the investor, the business analyst and last, not least the customer. Together with Viennese FinTechs we discussed financial and digital literacy and how to bridge FIN and TECH from various perspectives.  „Fin- & Tech Literacy | Best of both worlds“ was organized in cooperation with the Bankers Association and the Vienna Business Agency.

Please find below the presentations in form of video and pdf.



Alexandra Wolk

Financial competency as a competency for life (Alexandra Wolk Three Coins)
We live in a financial world that is faster and more digital than ever before. Learned behaviors and ground rules that have worked for generations are becoming obsolete. Starting at a very young age, money puts a lot of stress on us. Young people feel overwhelmed and pressured, which leads to decisions with fatal results for them. Still the basic skills to handle personal finances are not being taught.

Three Coins is an award-winning social business that is tackling this problem by developing impactful solutions that promote financial wellbeing. Our vision is that one day all people can live freely and self-determined without financial worries.

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Learning of the „Survey on economic knowledge of 18 to 29 year-olds”

Almost a quarter of young adults aged between 18 and 29 years in Austria doesn’t feel fit enough to make important economic decisions. Two-thirds of young adults want a security net for important monetary decisions. What are the reasons for these results?

Markus Gremmel is Division Head of Marketing & Products at BAWAG P.S.K. In this position he is responsible for all marketing agendas in the private and corporate customer business, which includes brand management, classic and digital advertising, product management, product development, pricing and CRM. Gremmel started his professional career at BAWAG P.S.K. as Chief Strategy Officer in 2008, he has more than 18 years of experience within the financial services and consulting industry.Markus Gremmel holds a doctorate in economics and social sciences from the Vienna University of Economics and Business Administration.

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How to understand deep tech? How much knowledge about technology in its depth is mandatory working in financial fields

The future of our economy belongs to technology and Austria is home to numerous high-tech companies from the industrial sector as well as new deep tech startups.
These companies are driven by technology at least as much as they are by business. A sound knowledge of business AND technology is therefore crucial to succeed within or in business or interaction WITH these companies. So how much knowledge about technology in its depth is mandatory working in financial fields such as controlling, accounting or business analysis? Gerd is Coordinator of the Executive Program „Engineering Management“ („Tech for Non-Techies“), Head of Department Applied Mathematics and Physics, Deputy Head of Teaching and Learning Center at FH Technikum Wien.


Markus Fallenböck
CEO, Own Austria

It`s the stock market, stupid! Status quo in financial literacy and how to change it.

The lack of financial literacy hurts Austrian savers as well as it hurts the Austrian economy. The first ones lose appr. 5 billions per year due to inflation, the latter ones lose much needed capital. The presentation will provide a short insight into the status quo of financial behavior and its consequences. After that, the focus will be on new ways in that area trying to define principals for modern financial communication such as story-telling, user involvement or gamification.

Markus Fallenböck ist the co-owner of the Austrian fintech Own Austria. Own Austria is a fund management firm operating a multi-sided platform connected to an investment service. Before that, he held management positions in various media companies such as VGN Medien Holding or Styria Media Group. Markus Fallenböck holds law degrees from Yale Law School and the University of Graz. He is a frequent speaker in topics such as business-location policy, distribution strategy, communication strategy and investor relations communication.

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Andreas Kern
Founder and CEO of

How enables community-driven investment decisions

Both aspiring and actual investors find themselves confronted with risk and uncertainty when it comes to financial decision-making. In an increasingly complex environment, financial literacy by itself does not suffice as an investment-decision tool anymore. Closing the gap between financial and technical literacy becomes crucial in order to be successful as a company and as an investor likewise.

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Martin Granig
CoFounder, Monkee

Monkee: How digital nudges can improve financial health

What does it take to change people’s financial behavior for the better? Most people know that actively building financial puffers would be important for their financial health. Similarly, like they know, that eating healthier food and doing more exercise is good for their body. But most people prioritize the present over the future, even if that means excessive spending to the detriment of longer-term savings. Could nudging be an answer to help people improve their financial habits? Martin Granig is one of the CoFounders of the Austrian based FinTech Monkee (, that has the mission to help people to improve their financial health. After 15 years in several Senior Management positions within the consumer goods industry, he and his colleagues now aim to leverage their knowledge to help people save, instead of spend their money.

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Language: English
Max attendees: 100
Time: Tuesday, 19th November from 2-4:30pm
Location: Bankenverband, Börsegasse 11, 1010 Vienna

Technikum Wien Academy is one of the largest providers of vocational training and further education in technical fields since 2005. We organize training courses in the fields of technology, management, and individual development for more than 500 employees from Austrian and international companies.